USDT Contractor Payouts: Compliance Pipeline, Not a Shortcut

A USDT payout for contractors involves eight stages—funding, on-ramp, KYC, custody, broadcast, confirmation, off-ramp, and reconciliation—each with distinct failure modes. Crypto rails do not bypass KYC/AML, sanctions screening, or tax reporting; the FATF travel rule applies above $1,000/€1,000. Most engineering effort in crypto payroll goes into compliance, not blockchain.