Dev Tools · 1h ago
European Bank Data Access: 5 Options Compared for 2026
Developers building fintech apps in Europe have five paths to access bank transaction data under PSD2. Costs range from €500/year for self-registration to $0.50–$2 per account monthly via aggregators like Plaid. Each option trades off upfront complexity against ongoing per-transaction fees.
Meridian48 take
The article provides a useful cost breakdown, but glosses over that aggregator lock-in and API changes can silently break integrations.
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Five Ways to Access European Bank Data in 2026 (And What Each Actually Costs) →
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